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How did So Fi cement itself as the leader in the industry? As of this writing, So Fi currently offers refinancing rates as low as 2.795% for variable rates and 3.350% for fixed rates.
The rates cap out at 6.720% and 6.740%, respectively.
The above rates are all assuming you sign up for auto-pay. By becoming a So Fi member, which is completely free, you will get access to extra benefits including unemployment protection, career support, interview coaching, and resume review.
If you are interested in becoming an entrepreneur, So Fi will support you through its entrepreneurial program.
After you’ve been pre-approved online, you will be asked to select your new loan options.
Then, you will be required to upload supporting documents so that So Fi can verify your income and education.
Please note, from here on out, we consider "consolidation" and "refinancing" the same thing.
In addition, So Fi charges no application, origination, or prepayment fees.
Going back to its roots, South East Bank decided that a refinancing and consolidation product that was available to a broader market could help many of its student loan borrowers payoff their debt. The company offers variable rates as low as 2.49% and fixed rates as low as 3.19%.